Disclaimer

THE INFORMATION, TOOLS AND MATERIALS PRESENTED IN THIS SITE ARE PROVIDED TO YOU FOR INFORMATIONAL PURPOSES ONLY AND ARE NOT TO BE USED AS OR CONSIDERED TO BE AN OFFER TO SELL OR SOLICITATION OF AN OFFER TO BUY ANY DERIVATIVES PRODUCT OR OTHER FINANCIAL INSTRUMENTS, OR ANY ADVICE OR RECOMMENDATION WITH RESPECT TO SUCH DERIVATIVES PRODUCT OR OTHER FINANCIAL INSTRUMENTS. WE ARE NOT AND SHOULD NOT BE CONSIDERED TO BE, IN A FIDUCIARY OR PARTNER RELATIONSHIP WITH THE USER, WHETHER OR NOT THE USER ENGAGES SWE OR ANY AFFILIATE TO PROVIDE SERVICES.

TRANSACTING IN DERIVATIVES PRODUCTS (INCLUDING CAPS, SWAPS, ETC) HAVE SIGNIFICANT RISKS, INCLUDING, BUT NOT LIMITED TO, SUBSTANTIAL RISK OF MONETARY LOSSES. YOU SHOULD CONSULT YOUR OWN BUSINESS, LEGAL, TAX AND ACCOUNTING ADVISERS WITH RESPECT TO PROPOSED TRANSACTIONS AND YOU SHOULD REFRAIN FROM ENTERING INTO ANY TRANSACTIONS UNLESS YOU FULLY UNDERSTAND THE TERMS AND RISKS, INCLUDING THE EXTENT OF POTENTIAL MONETARY LOSSES.

THE SPREAD ADJUSTMENT COMPARISON CALCULATOR RESULTS ARE BASED ON THE TERMS INPUTTED BY THE USER AND THE CURRENT SPREADS/RATES. THE ACTUAL COSTS AND SPREAD ADJUSTMENTS, WHEN YOUR LOAN AND HEDGE RESPECTIVELY CONVERT TO SOFR (OR OTHER INDEX), CANNOT BE ESTABLISHED UNTIL THE DETERMINATION DATE FROM YOUR BANK, HEDGE PROVIDER AND/OR ISDA, IS SUBJECT TO ACTUAL MARKET CONDITIONS AND SOFR RATES/SPREAD ADJUSTMENT AT THE ESTABLISHED TIME, AND MAY BE HIGHER OR LOWER THAN ANY PREVIOUS, CONTEMPORANEOUS OR SUBSEQUENT ESTIMATE. TRANSACTION COSTS WILL VARY BASED ON THE PARTIES INVOLVED AND COMPLEXITY OF THE TRANSACTION AND ARE NOT INCLUDED IN THE ESTIMATE.

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